If you’re like me, you probably do an increasing amount of your personal business on your mobile device, such as paying bills and conducting transactions with your banking accounts. And why not? It’s been five years now since the first iPhone came out, and since then mobile Internet use has become a part of everyday life. What’s more, major institutions such as Wells Fargo, Citibank and AT&T have their own mobile apps. So taking care of your financial business on your smartphone should be a complete breeze, right?